Jana Small Finance Bank Ltd. (JSFB) fundamentals
Jana Small Finance Bank Ltd. is a listed company in Banks, part of the Financial Services sector, listed on the NSE as JSFB (ISIN INE953L01027). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Jana Small Finance Bank Ltd. does
Jana Small Finance Bank Limited is an India-based small finance bank, which provides a range of banking and financial services to individuals and enterprises. Its segments include Treasury, which consists of the investment portfolio of the Bank; Corporate/Wholesale Banking, which includes all advances to companies and statutory bodies; Retail Banking, which serves retail customers through a branch network, and Other Banking Operations. The Company’s products and services include savings accounts, current accounts, deposits, loans, cards, online banking, payments, and insurance. Its loan services include home loan, group loan, business loan for individuals, Agri individual loan, gold loan, and two-wheeler loan. Its online banking services include mobile banking, Internet banking, and corporate Internet banking. Its savings account services include select savings account, silver select account, and savings plus. The Company has approximately 802 banking outlets.
Valuation and market data
| Last close | ₹378.70 |
|---|---|
| Market capitalisation | ₹3,985 crore |
| Enterprise value | ₹1,436 crore |
| P/E (TTM) | 12.21 |
| Price to book | 0.89 |
| Price to sales (TTM) | 0.60 |
| Book value per share | ₹424.80 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Banks |
| Listed since | Wed Feb 14 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹6,375 crore | ₹326 crore | ₹326 crore | 31.02 |
| Mar 2025 | ₹5,447 crore | ₹474 crore | ₹501 crore | 47.89 |
| Mar 2024 | ₹4,684 crore | ₹514 crore | ₹670 crore | 90.85 |
| Mar 2023 | ₹3,700 crore | ₹256 crore | ₹256 crore | 47.47 |
| Mar 2022 | ₹3,050 crore | ₹5 crore | ₹5 crore | 1.06 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Sep 2026:
| Promoters | 16.9% |
|---|---|
| Foreign institutions (FII) | 5.1% |
| Mutual funds | 2.4% |
| Other domestic institutions | 13.9% |
| Retail and others | 61.7% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.