Aadhar Housing Finance Ltd. (AADHARHFC) fundamentals
Aadhar Housing Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as AADHARHFC (ISIN INE883F01010). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Aadhar Housing Finance Ltd. does
Aadhar Housing Finance Limited is an India-based retail-focused housing finance company (HFC) that primarily serves the low-income housing segment. It primarily targets economically weaker and low-to-middle-income individuals seeking small-ticket mortgage loans. Most customers are first-time home buyers with limited access to formal credit. It also provides loans against property, as well as financing for property renovation, extensions, purchase of commercial properties and self-occupied residential properties. The loans offered by the Company include a home loan for salaried employees; home loan for self-employed; loan for plot purchase and construction; home improvement loan; home extension loan; loan against residential commercial property (LAP); balance transfer and top up; loan for purchase of non-residential property; home construction loan; loan for plot purchase; loan for construction of non-residential property; Aadhar Gram Unnati; PMAY 2.0, and Aadhar Green Housing.
Valuation and market data
| Last close | ₹434.45 |
|---|---|
| Market capitalisation | ₹18,811 crore |
| Enterprise value | ₹36,648 crore |
| P/E (TTM) | 17.17 |
| Price to book | 2.49 |
| Price to sales (TTM) | 4.93 |
| Book value per share | ₹174.16 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Wed May 15 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹3,687 crore | ₹1,406 crore | ₹1,096 crore | 25.31 |
| Mar 2025 | ₹3,109 crore | ₹1,173 crore | ₹912 crore | 21.43 |
| Mar 2024 | ₹2,587 crore | ₹960 crore | ₹750 crore | 18.99 |
| Mar 2023 | ₹2,044 crore | ₹696 crore | ₹545 crore | 13.80 |
Figures are as reported (consolidated), in ₹ crore.
Shareholding pattern
As of Sep 2026:
| Promoters | 64.5% |
|---|---|
| Foreign institutions (FII) | 4.1% |
| Mutual funds | 8.2% |
| Other domestic institutions | 3.3% |
| Retail and others | 19.9% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.