CreditAccess Grameen Ltd. (CREDITACC) fundamentals
CreditAccess Grameen Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as CREDITACC (ISIN INE741K01010). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What CreditAccess Grameen Ltd. does
CreditAccess Grameen Limited is a microfinance company, which offers women entrepreneurs loans for various needs such as income generation, medical expenses, and education. It has a presence in approximately 16 states and one union territory of India, through 2,114 branches across 433 districts. Its products include Microfinance-Group Lending, which offers Emergency Loan, Family Welfare Loans, Home Improvement Loan, and Income Generation Loan; Retail Finance, which offers Grameen Vikas Loan, Grameen Two-Wheeler Loan, Grameen Housing Loan, and Unnati Loan; Digital lending, which includes Grameen MAHI, Pragathi Digital Loan, and Multi-Purpose Digital Loan, and Distributor products, which include Life Insurance, national pension scheme (NPS)- Swavalamban, and Grameen Suraksha. Its Grameen MAHI is a customer application. Its Pragathi Digital Loan is offered to women to support their business, working capital requirements, home improvement, education and family needs.
Valuation and market data
| Last close | ₹1395.00 |
|---|---|
| Market capitalisation | ₹22,307 crore |
| Enterprise value | ₹44,688 crore |
| P/E (TTM) | 28.69 |
| Price to book | 2.84 |
| Price to sales (TTM) | 3.50 |
| Book value per share | ₹490.42 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Thu Aug 23 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹6,063 crore | ₹1,033 crore | ₹778 crore | 48.63 |
| Mar 2025 | ₹5,756 crore | ₹709 crore | ₹531 crore | 33.32 |
| Mar 2024 | ₹5,173 crore | ₹1,939 crore | ₹1,446 crore | 90.88 |
| Mar 2023 | ₹3,551 crore | ₹1,105 crore | ₹826 crore | 52.04 |
Figures are as reported (consolidated), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 66.2% |
|---|---|
| Foreign institutions (FII) | 13.5% |
| Mutual funds | 10.2% |
| Other domestic institutions | 2.5% |
| Retail and others | 7.6% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.