Punjab & Sind Bank (PSB) fundamentals
Punjab & Sind Bank is a listed company in Banks, part of the Financial Services sector, listed on the NSE as PSB (ISIN INE608A01012). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Punjab & Sind Bank does
Punjab & Sind Bank is a banking and financial services company. The Company provides products and services to individuals, commercial enterprises, large corporates, public bodies, and institutional customers. Its segments include Treasury Operations, Corporate/wholesale Banking, Retail Banking and Other Banking Operations. The Retail Banking Segment has been sub-divided into Digital Banking and Other Retail Banking Segment. Its international banking services include non-resident Indian services, export/import services, forex treasury, gold card schemes, and others. Its products and services include current account, saving account, PSB premier saving account, PSB Premier current account, basic saving bank deposit account, PSB Education Loan, PSB Apna Ghar, PSB Gaurav Bachat SB Salary Product and others. Its digital banking services include retail Internet banking, corporate Internet banking, RuPay prepaid card, PSB cards, ATM/debit card & charges, debit freeze account and others.
Valuation and market data
| Last close | ₹22.78 |
|---|---|
| Market capitalisation | ₹16,190 crore |
| Enterprise value | ₹9,891 crore |
| P/E (TTM) | 12.25 |
| Price to book | 1.15 |
| Price to sales (TTM) | 1.16 |
| Book value per share | ₹19.88 |
| Dividend yield | 171.20% |
| Sector | Financial Services |
| Industry | Banks |
| Listed since | Thu Dec 30 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹13,759 crore | ₹1,752 crore | ₹1,322 crore | 1.86 |
| Mar 2025 | ₹13,049 crore | ₹1,338 crore | ₹1,016 crore | 1.50 |
| Mar 2024 | ₹10,915 crore | ₹937 crore | ₹595 crore | 0.88 |
| Mar 2023 | ₹8,933 crore | ₹1,620 crore | ₹1,313 crore | 1.94 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 93.8% |
|---|---|
| Foreign institutions (FII) | 0.1% |
| Mutual funds | 0.1% |
| Other domestic institutions | 3.7% |
| Retail and others | 2.2% |
More on BreakPoint
FundaX company research covers every listed company with reported financials. BreakPoint Pro adds the BreakPoint iQ score, the screener and the multibagger board.
Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.