PNB Housing Finance Ltd. (PNBHOUSING) fundamentals
PNB Housing Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as PNBHOUSING (ISIN INE572E01012). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What PNB Housing Finance Ltd. does
PNB Housing Finance Limited is an India-based Non-Banking Financial Company - Housing Finance Company (NBFC-HFC). The Company provides housing loans to individuals and corporate bodies for the purchase, construction, repair, and upgradation of houses. It also provides loans for commercial spaces, loans against property, and loans for purchasing residential plots. The Company’s product portfolio consists of housing loans, other home loans, and non-home loans. Its housing loans include home loan, plot loan, and home construction loan. Its other home loans include home extension loan, home improvement loan, and non-resident Indians (NRIs) home loan. Its non-home loans cover commercial property loan, loan against property, lease rental discounting, and loan for real estate-developers. It has established an affordable loan vertical called Roshni. Its subsidiaries include PHFL Home Loans and Services Limited and PEHEL Foundation. It operates approximately 300 branches and outreaches.
Valuation and market data
| Last close | ₹1178.90 |
|---|---|
| Market capitalisation | ₹30,691 crore |
| Enterprise value | ₹97,338 crore |
| P/E (TTM) | 13.40 |
| Price to book | 1.60 |
| Price to sales (TTM) | 3.53 |
| Book value per share | ₹738.23 |
| Dividend yield | 67.86% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Mon Nov 07 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹8,514 crore | ₹3,004 crore | ₹2,328 crore | 89.41 |
| Mar 2025 | ₹7,661 crore | ₹2,496 crore | ₹1,949 crore | 75.02 |
| Mar 2024 | ₹7,024 crore | ₹1,972 crore | ₹1,527 crore | 59.12 |
| Mar 2023 | ₹6,492 crore | ₹1,367 crore | ₹1,056 crore | 53.73 |
| Mar 2022 | ₹6,146 crore | ₹1,063 crore | ₹822 crore | 48.78 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 28.0% |
|---|---|
| Foreign institutions (FII) | 16.8% |
| Mutual funds | 33.6% |
| Other domestic institutions | 12.1% |
| Retail and others | 9.4% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.