Ujjivan Small Finance Bank Ltd. (UJJIVANSFB) fundamentals
Ujjivan Small Finance Bank Ltd. is a listed company in Banks, part of the Financial Services sector, listed on the NSE as UJJIVANSFB (ISIN INE551W01018). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Ujjivan Small Finance Bank Ltd. does
Ujjivan Small Finance Bank Limited is an India-based small finance bank. The Company operates through three segments: Treasury, Retail Banking and Corporate/ Wholesale Segments. The Treasury segment consists of net interest earnings from the Company’s investment portfolio, money market borrowing and lending, gains or losses on investment operations and income from the sale of priority sector lending certificates (PSLC). The Retail Banking segment serves retail customers through a branch network and other delivery channels. Retail Banking includes lending to and deposits from retail customers. The Wholesale Banking segment provides loans to Corporates and Financial Institutions. Its asset products comprise loans to its micro banking customers that include group loans and individual loans, home improvement loans, and personal loans. It offers savings accounts, current accounts and a variety of deposit accounts. It also offers life insurance, health insurance, and general insurance.
Valuation and market data
| Last close | ₹65.54 |
|---|---|
| Market capitalisation | ₹12,716 crore |
| Enterprise value | ₹9,285 crore |
| P/E (TTM) | 18.36 |
| Price to book | 1.87 |
| Price to sales (TTM) | 1.50 |
| Book value per share | ₹35.13 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Banks |
| Listed since | Thu Dec 12 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹8,039 crore | ₹911 crore | ₹693 crore | 3.57 |
| Mar 2025 | ₹7,201 crore | ₹942 crore | ₹726 crore | 3.75 |
| Mar 2024 | ₹6,464 crore | ₹1,702 crore | ₹1,281 crore | 6.65 |
| Mar 2023 | ₹4,754 crore | ₹1,467 crore | ₹1,100 crore | 5.82 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 0.0% |
|---|---|
| Foreign institutions (FII) | 16.8% |
| Mutual funds | 28.5% |
| Other domestic institutions | 5.0% |
| Retail and others | 49.7% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.