Mangal Credit and Fincorp Limited (MANCREDIT) fundamentals
Mangal Credit and Fincorp Limited is a listed company in Finance, part of the Financial Services sector, listed on the NSE as MANCREDIT (ISIN INE545L01039). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Mangal Credit and Fincorp Limited does
Mangal Credit & Fincorp Limited (MCFL) is an India-based non-banking financial company (NBFC). The Company is engaged in the business of providing various types of loans to different types of customers. It is engaged in the business segment of financing. The Company provides loans, credit facilities and private educational funding. The Company’s product portfolio includes gold loans, personal loans, small and medium-sized enterprises (SME) loans, and loans against property (LAP). The Company’s gold loan provides its customers with access funds in lieu of gold jewelry. The Company offers personal loans with minimal documentation and speedy approval. It also provides business loans that can be processed with a simple application process and a few documents and provides flexible repayment options. The LAP serves as financial assistance to its customers. The Company has its operations in key states, such as Maharashtra, Gujarat, and West Bengal. It operates over 21 branches.
Valuation and market data
| Last close | ₹222.00 |
|---|---|
| Market capitalisation | ₹434 crore |
| Enterprise value | ₹580 crore |
| P/E (TTM) | 0.00 |
| Price to book | 3.09 |
| Price to sales (TTM) | 5.60 |
| Book value per share | ₹71.92 |
| Dividend yield | 33.78% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Fri Aug 16 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹70 crore | ₹21 crore | ₹15 crore | 0.00 |
| Mar 2025 | ₹50 crore | ₹18 crore | ₹13 crore | 6.68 |
| Mar 2024 | ₹33 crore | ₹14 crore | ₹11 crore | 5.45 |
| Mar 2023 | ₹21 crore | ₹11 crore | ₹8 crore | 4.10 |
| Mar 2022 | ₹15 crore | ₹9 crore | ₹6 crore | 3.15 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 55.3% |
|---|---|
| Foreign institutions (FII) | 0.1% |
| Mutual funds | 0.0% |
| Other domestic institutions | 0.0% |
| Retail and others | 44.6% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.