L&T Finance Ltd. (LTF) fundamentals
L&T Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as LTF (ISIN INE498L01015). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What L&T Finance Ltd. does
L&T Finance Limited is an India-based non-banking financial company with presence across the lending business, catering to the diverse financing needs of both urban and rural segments. It offers personal loans, two-wheeler loans, home loans, rural business finance, farm loans, loans against property, business loans and gold loans. It offers personal loans for medical emergencies, home renovations, weddings and celebrations, vacations and education, among others. Its two-wheeler loans include electric two-wheeler loan, super bike loan and commuter tw loan. Its business loans include small and medium-sized enterprises (SME) loans, doctor loans, chartered accountant loans, professional loans and supply chain financing. Its rural business finance includes Vikaas Loan (Group Loan), Vishwas Loan (Group Loan), Pragati Loan (Group Loan) and Micro Loan Against Property. It also offers a range of insurance products, such as Life Insurance, Health Insurance and General Insurance.
Valuation and market data
| Last close | ₹309.10 |
|---|---|
| Market capitalisation | ₹77,349 crore |
| Enterprise value | ₹1.51 lakh crore |
| P/E (TTM) | 25.93 |
| Price to book | 2.76 |
| Price to sales (TTM) | 4.09 |
| Book value per share | ₹112.03 |
| Dividend yield | 88.97% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Fri Aug 12 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹18,054 crore | ₹4,106 crore | ₹3,100 crore | 12.40 |
| Mar 2025 | ₹15,930 crore | ₹3,455 crore | ₹2,618 crore | 10.50 |
| Mar 2024 | ₹14,044 crore | ₹2,987 crore | ₹2,286 crore | 9.20 |
| Mar 2023 | ₹13,425 crore | ₹2,524 crore | ₹1,920 crore | 7.75 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 66.0% |
|---|---|
| Foreign institutions (FII) | 7.7% |
| Mutual funds | 11.6% |
| Other domestic institutions | 3.3% |
| Retail and others | 11.4% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.