SBFC Finance Ltd. (SBFC) fundamentals
SBFC Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as SBFC (ISIN INE423Y01016). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What SBFC Finance Ltd. does
SBFC Finance Limited is a non-banking finance company. The Company provides secured micro-small and medium enterprises (MSME) loans and loans against gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model. By combining digital technology with personal relationships, it builds bonds with its customers and offers support. It also offers a suite of specialist loan management services, helping institutional lenders to manage all aspects of loan servicing including client relations, collections, payments, porting, and data storage. In addition to providing loans direct to customers, it offers specialist change (LMS) to third party financial institutions. It handles the porting of repayment modes (NACH/ECS) and can transfer equated monthly instalments between accounts. It provides support to clients, including phone calls, short message services, and others.
Valuation and market data
| Last close | ₹98.19 |
|---|---|
| Market capitalisation | ₹10,718 crore |
| Enterprise value | ₹17,116 crore |
| P/E (TTM) | 23.77 |
| Price to book | 2.88 |
| Price to sales (TTM) | 6.02 |
| Book value per share | ₹34.13 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Wed Aug 16 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹1,680 crore | ₹604 crore | ₹451 crore | 4.13 |
| Mar 2025 | ₹1,306 crore | ₹459 crore | ₹345 crore | 3.20 |
| Mar 2024 | ₹1,020 crore | ₹316 crore | ₹237 crore | 2.35 |
| Mar 2023 | ₹740 crore | ₹201 crore | ₹150 crore | 1.71 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 52.3% |
|---|---|
| Foreign institutions (FII) | 7.2% |
| Mutual funds | 15.6% |
| Other domestic institutions | 5.2% |
| Retail and others | 19.8% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.