Paisalo Digital Limited (PAISALO) fundamentals
Paisalo Digital Limited is a listed company in Finance, part of the Financial Services sector, listed on the NSE as PAISALO (ISIN INE420C01059). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Paisalo Digital Limited does
Paisalo Digital Limited is an India-based Non-Banking Financial Company (NBFC) engaged in providing loans. The Company is primarily focusing on financing self-employed borrowers. The Company's products include small income generation loans, mobility loans, and entrepreneurial loans. Its small income generation loans include Umeed loan, Pragati loan, and Vikas loan. It offers financial solutions for individuals or small businesses to purchase seeds, fodder, cattle, and others. Its mobility loans offer solutions for purchasing mobility products for individuals, such as auto rickshaws, electric rickshaws, two-wheelers or tempo, which include Gati loan, Raftaar loan, Do Ka Dum loan, and Ready Steady Go loan. The Company offers customizable micro, small and medium enterprises (MSME), small and medium enterprises (SME), and commercial loans based on the borrower’s profiles. Its Udaan loan is provided for small businesses. It operates through approximately 351 branches.
Valuation and market data
| Last close | ₹83.05 |
|---|---|
| Market capitalisation | ₹7,519 crore |
| Enterprise value | ₹11,647 crore |
| P/E (TTM) | 31.70 |
| Price to book | 4.19 |
| Price to sales (TTM) | 7.63 |
| Book value per share | ₹19.80 |
| Dividend yield | 12.04% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Mon Oct 17 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹917 crore | ₹315 crore | ₹235 crore | 2.59 |
| Mar 2025 | ₹735 crore | ₹265 crore | ₹198 crore | 2.20 |
| Mar 2024 | ₹605 crore | ₹239 crore | ₹177 crore | 3.83 |
| Mar 2023 | ₹423 crore | ₹124 crore | ₹92 crore | 2.06 |
| Mar 2022 | ₹356 crore | ₹106 crore | ₹79 crore | 1.86 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 46.7% |
|---|---|
| Foreign institutions (FII) | 6.8% |
| Mutual funds | 0.0% |
| Other domestic institutions | 6.8% |
| Retail and others | 39.7% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.