Bajaj Housing Finance Ltd. (BAJAJHFL) fundamentals
Bajaj Housing Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as BAJAJHFL (ISIN INE377Y01014). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Bajaj Housing Finance Ltd. does
Bajaj Housing Finance Limited is an India-based non-deposit-taking housing finance company. The Company offers a range of products, such as home loan, home loan balance transfer, loans against property (LAP), lease rental discounting, and developer finance. It offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. It also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. Under its Lease Rental Discounting, the loans are extended for commercial office spaces, industrial spaces, and local warehouses. It also offers life insurance, general insurance, health insurance, online primary healthcare assistance services and other financial services products to customers.
Valuation and market data
| Last close | ₹84.11 |
|---|---|
| Market capitalisation | ₹70,147 crore |
| Enterprise value | ₹1.67 lakh crore |
| P/E (TTM) | 27.40 |
| Price to book | 3.11 |
| Price to sales (TTM) | 6.04 |
| Book value per share | ₹27.01 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Mon Sep 16 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹11,150 crore | ₹3,320 crore | ₹2,560 crore | 3.07 |
| Mar 2025 | ₹9,554 crore | ₹2,770 crore | ₹2,163 crore | 2.67 |
| Mar 2024 | ₹7,618 crore | ₹2,161 crore | ₹1,731 crore | 2.58 |
| Mar 2023 | ₹5,665 crore | ₹1,700 crore | ₹1,258 crore | 1.88 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 86.7% |
|---|---|
| Foreign institutions (FII) | 0.9% |
| Mutual funds | 0.3% |
| Other domestic institutions | 0.7% |
| Retail and others | 11.4% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.