Capital India Finance Limited (CIFL) fundamentals
Capital India Finance Limited is a listed company in Finance, part of the Financial Services sector, listed on the NSE as CIFL (ISIN INE345H01024). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Capital India Finance Limited does
Capital India Finance Limited is an India-based non-banking financial institution. The Company is engaged in the business of foreign exchange services. It operates through two segments: lending business and forex services. The lending business includes providing finance to small medium enterprises, retail customers and real estate for a variety of purposes like purchase of commercial equipment, personal purposes, and enterprise loans. The forex services comprise of overseas remittances, foreign currency prepaid travel cards, import and export foreign currency notes. Its retail finance portfolio includes home loans, home improvement loans, home extension loans, loans against property, and home loan balance transfers. Its RapiPay business provides services like Aadhaar-enabled payment system (AEPS), insurance, bill payments, and domestic money transfer. Its RemitX business products and services include foreign currency notes, overseas remittances, and foreign currency prepaid travel.
Valuation and market data
| Last close | ₹20.28 |
|---|---|
| Market capitalisation | ₹635 crore |
| Enterprise value | ₹1,372 crore |
| P/E (TTM) | 19.88 |
| Price to book | 0.92 |
| Price to sales (TTM) | 1.20 |
| Book value per share | ₹22.04 |
| Dividend yield | 9.86% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Thu Apr 17 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹230 crore | ₹45 crore | ₹40 crore | 1.03 |
| Mar 2025 | ₹206 crore | ₹13 crore | ₹12 crore | 0.30 |
| Mar 2024 | ₹195 crore | ₹27 crore | ₹20 crore | 0.52 |
| Mar 2023 | ₹163 crore | ₹20 crore | ₹15 crore | 1.94 |
| Mar 2022 | ₹123 crore | ₹15 crore | ₹12 crore | 1.50 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 72.6% |
|---|---|
| Foreign institutions (FII) | 0.0% |
| Mutual funds | 0.0% |
| Other domestic institutions | 0.0% |
| Retail and others | 27.4% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.