Bajaj Finance Ltd. (BAJFINANCE) fundamentals
Bajaj Finance Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as BAJFINANCE (ISIN INE296A01032). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Bajaj Finance Ltd. does
Bajaj Finance Ltd. is an India-based non-banking financial company (NBFC). The Company is mainly engaged in the business of lending and accepting deposits. It has a diversified lending portfolio across retail, small and medium-sized enterprises (SMEs) and commercial customers with a presence in both urban and rural India. It also accepts public and corporate deposits and offers a variety of financial service products to its customers. Its products include Consumer Finance, Commercial Lending, SME Finance, Investment, Corporate Finance, and Financial Institutions Lending. Its Consumer Finance includes Digital Product Finance, Lifestyle Finance, Durable Finance, Personal Loan, Home Loan, Retailer Finance, and others. Its commercial lending includes Vendor Financing, Large Value Lease Rental Discounting, Loans against Securities, and others. Its investments include fixed deposit and mutual funds. Its subsidiaries include Bajaj Housing Finance Ltd. and Bajaj Financial Securities Ltd.
Valuation and market data
| Last close | ₹918.70 |
|---|---|
| Market capitalisation | ₹5.80 lakh crore |
| Enterprise value | ₹9.70 lakh crore |
| P/E (TTM) | 30.02 |
| Price to book | 4.96 |
| Price to sales (TTM) | 6.75 |
| Book value per share | ₹185.17 |
| Dividend yield | 65.31% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Tue Apr 01 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹69,854 crore | ₹23,672 crore | ₹17,804 crore | 28.65 |
| Mar 2025 | ₹58,564 crore | ₹21,676 crore | ₹16,662 crore | 26.93 |
| Mar 2024 | ₹46,946 crore | ₹17,053 crore | ₹12,644 crore | 207.27 |
| Mar 2023 | ₹35,690 crore | ₹13,882 crore | ₹10,290 crore | 170.37 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Sep 2026:
| Promoters | 54.7% |
|---|---|
| Foreign institutions (FII) | 19.8% |
| Mutual funds | 10.3% |
| Other domestic institutions | 6.7% |
| Retail and others | 8.5% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.