GIC Housing Finance Limited (GICHSGFIN) fundamentals
GIC Housing Finance Limited is a listed company in Finance, part of the Financial Services sector, listed on the NSE as GICHSGFIN (ISIN INE289B01019). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What GIC Housing Finance Limited does
GIC Housing Finance Limited is an India-based company, which is engaged in carrying on the business of housing finance in India. The Company’s main business is to provide loans for the purchase or construction of residential units. It grants housing loans to individuals and to persons/entities engaged in the construction of houses/flats for residential purposes. It offers long-term finance on such terms and conditions as the Company may deem fit, to individuals, co-operative societies, associations of persons, companies or corporations, or such other persons or entities for the purchase of plots, houses, flats, apartments and/or construction, repair, renovation and/or enhancement of houses, flats or apartments for residential purposes. Its products include individual housing loans, composite loans, construction loans, affordable home loans, repair and renovation loans, home extension loans, and loans against property.
Valuation and market data
| Last close | ₹136.55 |
|---|---|
| Market capitalisation | ₹735 crore |
| Enterprise value | ₹9,253 crore |
| P/E (TTM) | 4.75 |
| Price to book | 0.35 |
| Price to sales (TTM) | 0.68 |
| Book value per share | ₹391.16 |
| Dividend yield | 329.55% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Wed May 08 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹1,083 crore | ₹159 crore | ₹154 crore | 28.69 |
| Mar 2025 | ₹1,089 crore | ₹206 crore | ₹160 crore | 29.74 |
| Mar 2024 | ₹1,070 crore | ₹204 crore | ₹151 crore | 28.07 |
| Mar 2023 | ₹1,129 crore | ₹290 crore | ₹213 crore | 39.59 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 42.4% |
|---|---|
| Foreign institutions (FII) | 1.4% |
| Mutual funds | 0.0% |
| Other domestic institutions | 2.5% |
| Retail and others | 53.6% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.