Aavas Financiers Ltd. (AAVAS) fundamentals
Aavas Financiers Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as AAVAS (ISIN INE216P01012). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Aavas Financiers Ltd. does
Aavas Financiers Limited is an India-based retail, affordable housing finance company, primarily serving low- and middle-income self-employed customers in semi-urban and rural areas. The Company’s loan products include Home Loan, Home Construction Loan, Home Loan Balance Transfer, Home Improvement Loan, Loan Against Property, MSME Business Loan, Small Ticket Size Loan, and Aavas Rooftop Solar Finance. The Company offers home construction loans for the purpose of self-construction of residential house property. Aavas Rooftop Solar Loan offers financing for the installation of rooftop solar systems. It provides housing loans, primarily, to the un-served and un-reached markets, which include the States of Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana, Uttar Pradesh, Chhattisgarh, Uttarakhand, Punjab, Himachal Pradesh, Delhi, Odisha, Karnataka and Tamil Nadu. The Company operates in approximately 14 states with a total of 397 branches.
Valuation and market data
| Last close | ₹1284.90 |
|---|---|
| Market capitalisation | ₹10,172 crore |
| Enterprise value | ₹25,533 crore |
| P/E (TTM) | 15.53 |
| Price to book | 2.01 |
| Price to sales (TTM) | 3.68 |
| Book value per share | ₹637.99 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Mon Oct 08 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹2,685 crore | ₹840 crore | ₹655 crore | 82.72 |
| Mar 2025 | ₹2,358 crore | ₹733 crore | ₹574 crore | 72.54 |
| Mar 2024 | ₹2,020 crore | ₹624 crore | ₹491 crore | 62.03 |
| Mar 2023 | ₹1,610 crore | ₹549 crore | ₹430 crore | 54.44 |
| Mar 2022 | ₹1,306 crore | ₹455 crore | ₹357 crore | 45.31 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 48.9% |
|---|---|
| Foreign institutions (FII) | 16.3% |
| Mutual funds | 17.1% |
| Other domestic institutions | 5.0% |
| Retail and others | 12.7% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.