Jammu & Kashmir Bank Ltd. (J&KBANK) fundamentals
Jammu & Kashmir Bank Ltd. is a listed company in Banks, part of the Financial Services sector, listed on the NSE as J&KBANK (ISIN INE168A01041). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Jammu & Kashmir Bank Ltd. does
Jammu and Kashmir Bank Limited (the Bank) is engaged in banking and financial services. Its segments include Retail, Corporate and Treasury. The Bank offers a range of products and services, such as loans, personal accounts, term deposits, insurance, cards, business accounts, agriculture loans and others. The Bank offers a range of retail credit products, including home finance, personal loans, education loans, agriculture lending, trade credit and consumer credit and a number of financial products tailored to the needs of various customer segments. It provides loans, such as housing loan, consumer loan, JK bank personal consumption loan scheme, laptop/ pc finance, festival advance scheme, education loan scheme and others. It operates through over 996 branches and 1414 Automated Teller Machine spread over 18 states and four union territories across the country. It serves different sectors, such as employees of the government, semi-government and autonomous bodies, farmers, and others.
Valuation and market data
| Last close | ₹145.27 |
|---|---|
| Market capitalisation | ₹16,027 crore |
| Enterprise value | ₹8,172 crore |
| P/E (TTM) | 0.00 |
| Price to book | 1.13 |
| Price to sales (TTM) | 1.12 |
| Book value per share | ₹128.79 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Banks |
| Listed since | Wed Jul 22 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹14,085 crore | ₹2,958 crore | ₹2,363 crore | 0.00 |
| Mar 2025 | ₹13,673 crore | ₹2,934 crore | ₹2,082 crore | 18.91 |
| Mar 2024 | ₹12,038 crore | ₹2,385 crore | ₹1,767 crore | 16.80 |
| Mar 2023 | ₹10,112 crore | ₹1,784 crore | ₹1,197 crore | 12.43 |
| Mar 2022 | ₹8,757 crore | ₹743 crore | ₹502 crore | 6.04 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 59.4% |
|---|---|
| Foreign institutions (FII) | 9.4% |
| Mutual funds | 6.4% |
| Other domestic institutions | 1.5% |
| Retail and others | 23.4% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.