Cholamandalam Investment and Finance Company Ltd. (CHOLAFIN) fundamentals
Cholamandalam Investment and Finance Company Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as CHOLAFIN (ISIN INE121A01024). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Cholamandalam Investment and Finance Company Ltd. does
Cholamandalam Investment and Finance Company Limited is an India-based non-banking financial company (investment and credit company). It is engaged in the business of financing. Its segments include Vehicle Finance, Loan against property, Home Loans and Others Loans. The Vehicle Finance Loans segment provides loans to customers against purchase of new/used vehicles, tractors, construction equipment and loans to automobile dealers. Loan against property segment provides loans to customers against immovable property. The Home Loans segment includes loans given for acquisition/construction of residential property and loan against residential property. Other Loans segment consists of consumer and small enterprise loans, secured business and personal loans and SME loans. It offers gold loan, commercial vehicle loan, car loan, used car loan, construction equipment loan, two wheeler loan, new car loan, tractor loan three-wheeler loan, secured business loan, instant personal loan and others.
Valuation and market data
| Last close | ₹1845.90 |
|---|---|
| Market capitalisation | ₹1.56 lakh crore |
| Enterprise value | ₹3.43 lakh crore |
| P/E (TTM) | 29.78 |
| Price to book | 5.11 |
| Price to sales (TTM) | 4.77 |
| Book value per share | ₹361.04 |
| Dividend yield | 10.83% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Wed May 15 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹31,539 crore | ₹6,973 crore | ₹5,229 crore | 61.98 |
| Mar 2025 | ₹26,153 crore | ₹5,741 crore | ₹4,260 crore | 50.72 |
| Mar 2024 | ₹19,420 crore | ₹4,605 crore | ₹3,411 crore | 41.17 |
| Mar 2023 | ₹13,106 crore | ₹3,615 crore | ₹2,677 crore | 32.44 |
Figures are as reported (consolidated), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 49.2% |
|---|---|
| Foreign institutions (FII) | 24.4% |
| Mutual funds | 15.1% |
| Other domestic institutions | 5.5% |
| Retail and others | 5.7% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.