Arman Financial Services Limited (ARMANFIN) fundamentals
Arman Financial Services Limited is a listed company in Finance, part of the Financial Services sector, listed on the NSE as ARMANFIN (ISIN INE109C01017). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What Arman Financial Services Limited does
Arman Financial Services Limited is an India-based holding company. The Company is a non-banking finance company (NBFC). It is engaged primarily in the business of Financing. The Company and its subsidiary are engaged in the business of providing Micro, Small and Medium Enterprise loans (MSME), TwoWheeler loans (TW), Loan again property (LAP) and Micro Finance Joint Liability Groups (JLG) Loans. It offers products such as Two Wheeler, which offers two wheeler financing for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield; and MSME, it offers term loans to the underserved non-group micro-enterprise segment of the Indian market. The Company has one subsidiary, Namra Finance Limited, which is a non-deposit taking NBFC - Microfinance Institution (NBFC-MFI). Its subsidiary is engaged in providing microfinance loans (MFL) to Joint Liability Groups (JLGs), with a focus on women entrepreneurs.
Valuation and market data
| Last close | ₹2039.00 |
|---|---|
| Market capitalisation | ₹2,137 crore |
| Enterprise value | ₹3,245 crore |
| P/E (TTM) | 0.00 |
| Price to book | 2.44 |
| Price to sales (TTM) | 3.07 |
| Book value per share | ₹834.12 |
| Dividend yield | 0.00% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Tue Jun 14 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹646 crore | ₹77 crore | ₹57 crore | 0.00 |
| Mar 2025 | ₹730 crore | ₹69 crore | ₹52 crore | 49.67 |
| Mar 2024 | ₹662 crore | ₹228 crore | ₹174 crore | 195.00 |
| Mar 2023 | ₹424 crore | ₹125 crore | ₹94 crore | 110.47 |
| Mar 2022 | ₹235 crore | ₹46 crore | ₹32 crore | 37.36 |
Figures are as reported (consolidated), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 22.0% |
|---|---|
| Foreign institutions (FII) | 3.1% |
| Mutual funds | 0.9% |
| Other domestic institutions | 4.0% |
| Retail and others | 70.1% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.