IBLFL (IBLFL) fundamentals
IBLFL is a listed company, part of the NBFC sector, listed on the NSE as IBLFL (ISIN INE0O7401018). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What IBLFL does
IBL Finance Limited is a fintech-driven non-banking financial company. The Company is engaged in the business of lending. The Company is engaged in one segment, which is the loan segment. It has a diversified lending portfolio across retail and micro, small, and medium enterprise (MSME) customers with a presence in all major cities of India. It leverages advanced artificial intelligence (AI) and data analytics to offer loan services. Its digital personal loan offering is suited to address the needs of the digitally connected Indians. Its products include onward lending and personal loans. Onward lending is a specialized loan product offered by the Company to meet the financing needs of financial institutions, including NBFCs and NBFC-microfinance institutions (NBFC-MFIs). It offers the onward lending product to NBFCs that primarily focus on retail lending, enabling them to extend credit to a wide range of borrowers.
Valuation and market data
| Last close | ₹61.00 |
|---|---|
| Market capitalisation | ₹150 crore |
| Enterprise value | ₹208 crore |
| P/E (TTM) | 31.44 |
| Price to book | 2.46 |
| Price to sales (TTM) | 10.71 |
| Book value per share | ₹24.79 |
| Dividend yield | 0.00% |
| Sector | NBFC |
| Industry | — |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹17 crore | ₹3 crore | ₹2 crore | 0.99 |
| Mar 2025 | ₹13 crore | ₹3 crore | ₹2 crore | 0.95 |
| Mar 2024 | ₹14 crore | ₹3 crore | ₹2 crore | 1.17 |
| Mar 2023 | ₹13 crore | ₹3 crore | ₹2 crore | 1.22 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Mar 2026:
| Promoters | 63.2% |
|---|---|
| Foreign institutions (FII) | 0.0% |
| Mutual funds | 0.0% |
| Other domestic institutions | 0.0% |
| Retail and others | 36.8% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.