DCCL (DCCL) fundamentals
DCCL is a listed company, part of the Finance sector, listed on the NSE as DCCL (ISIN INE04Q901010). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What DCCL does
Dar Credit & Capital Limited is an India-based non-banking finance company. The Company offers three primary types of financial products: personal loans, unsecured micro, small, and medium enterprise (MSME) loans, and secured MSME loans. It offers personal loans to low-income individuals, primarily class-four permanent employees such as cleaners, sweepers, and peons working in municipalities. The Company provides access to funds for a range of personal needs, including medical emergencies, children's education, marriage expenses, and other social obligations. The Company offers unsecured MSME loans to people in rural and semi-urban areas predominantly in West Bengal, Bihar and Jharkhand. Unsecured MSME loan is a type of business loan provided to MSMEs without the need for the borrower to provide collateral or security. The Company offers MSME loans which are specifically tailored to support the financial needs of small and medium-sized business enterprises.
Valuation and market data
| Last close | ₹41.05 |
|---|---|
| Market capitalisation | ₹56 crore |
| Enterprise value | ₹119 crore |
| P/E (TTM) | 5.51 |
| Price to book | 0.54 |
| Price to sales (TTM) | 1.07 |
| Book value per share | ₹76.38 |
| Dividend yield | 243.61% |
| Sector | Finance |
| Industry | — |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹50 crore | ₹13 crore | ₹10 crore | 7.45 |
| Mar 2025 | ₹41 crore | ₹9 crore | ₹7 crore | 7.04 |
| Mar 2024 | ₹33 crore | ₹5 crore | ₹4 crore | 3.69 |
| Mar 2023 | ₹26 crore | ₹4 crore | ₹3 crore | 2.72 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 69.1% |
|---|---|
| Foreign institutions (FII) | 0.0% |
| Mutual funds | 0.0% |
| Other domestic institutions | 6.7% |
| Retail and others | 24.2% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.