SBI Cards and Payment Services Ltd. (SBICARD) fundamentals
SBI Cards and Payment Services Ltd. is a listed company in Finance, part of the Financial Services sector, listed on the NSE as SBICARD (ISIN INE018E01016). This page carries its reported financials, balance sheet, cash flow, shareholding pattern and valuation ratios.
What SBI Cards and Payment Services Ltd. does
SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.
Valuation and market data
| Last close | ₹655.20 |
|---|---|
| Market capitalisation | ₹62,346 crore |
| Enterprise value | ₹77,199 crore |
| P/E (TTM) | 28.77 |
| Price to book | 3.96 |
| Price to sales (TTM) | 3.11 |
| Book value per share | ₹165.26 |
| Dividend yield | 38.16% |
| Sector | Financial Services |
| Industry | Finance |
| Listed since | Mon Mar 16 |
Annual results
| Period | Revenue | Profit before tax | Net profit | EPS |
|---|---|---|---|---|
| Mar 2026 | ₹20,708 crore | ₹2,913 crore | ₹2,167 crore | 22.77 |
| Mar 2025 | ₹18,637 crore | ₹2,581 crore | ₹1,916 crore | 20.15 |
| Mar 2024 | ₹17,484 crore | ₹3,232 crore | ₹2,408 crore | 25.39 |
| Mar 2023 | ₹14,286 crore | ₹3,031 crore | ₹2,258 crore | 23.92 |
| Mar 2022 | ₹11,302 crore | ₹2,172 crore | ₹1,616 crore | 17.16 |
Figures are as reported (standalone), in ₹ crore.
Shareholding pattern
As of Jun 2026:
| Promoters | 68.9% |
|---|---|
| Foreign institutions (FII) | 9.0% |
| Mutual funds | 10.8% |
| Other domestic institutions | 7.3% |
| Retail and others | 4.0% |
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Data is sourced from exchange filings and vendor feeds and is for research, not investment advice. Figures can be restated by the company after publication.